The Indiana University School of Medicine provides group disability coverage to all students. This policy has been designed to meet the specialized needs of medical students.
Some key coverage features:
- Monthly benefit of $1,500 payable after 90 days of disability, with benefits payable to age 67 (or Social Security normal retirement age if longer) for qualifying disabilities.
- Payment of benefits is limited to 24 months during your lifetime for a disability caused by a mental disorder or substance abuse. However, if you are confined to a hospital solely because of a mental disorder, at the end of the 24-month period, this limitation will not apply while you remain continuously confined to the hospital.
- 'Definition of disability' relates to the ability to actively participate in school during the first 60 months of your disability; thereafter, must also be unable to perform with reasonable continuity the material duties of any occupation.
- Loan payoff benefit provided that can repay up to $250,000 of eligible student loans for qualifying total and permanent disabilities.
To obtain a copy of the policy in its entirety or to file a claim, contact Lee D. Moore or call 317-558-1012.
